Your money, foreseen

See where your
money is going—
before it goes.

Money Oracle connects your bank accounts, tracks every dollar, and projects your future balance—so payday and bill day never surprise you again.

★★★★★ 4.9 rating
Bank-grade encryption
Money Oracle dashboard
Securely connects with 12,000+ banks via Plaid
ChaseBank of AmericaWells FargoCapital OneAmex
Everything in one place

A clear picture of your finances, automatically.

Connect every account

Link all your banks and cards once. Transactions sync automatically and stay up to date across accounts.

Spending, categorized

Every purchase is sorted into categories with custom icons and colors, so you see exactly where it goes.

Auto-detect subscriptions

Money Oracle spots recurring bills and subscriptions for you—no more forgotten charges draining your account.

Never miss a bill

Get reminders before payments are due. Set your own alerts so a bill never catches you off guard.

Budgets that alert you

Set monthly budgets per category and get a nudge the moment you're approaching the limit.

Project your future

See your projected balance months ahead, based on income, recurring bills, and your spending habits.

The Oracle

Know your balance
months before
you get there.

Money Oracle reads your income, recurring bills, and average spending to forecast where your accounts are headed—so you can plan with confidence, not guesswork.

Forecasts up to 12 months ahead
Adjust income & spending to test scenarios
Spot a shortfall before it happens
Projected balance+18% by Dec
$11,420
JulAugSepOctNovDec
Up and running in minutes

Three steps to clarity

1

Link your banks

Securely connect your accounts through Plaid. Your credentials are never stored.

2

Watch it organize

Transactions are categorized and recurring bills surface automatically—no spreadsheets.

3

Plan ahead

Use projections and budgets to make decisions today that pay off months from now.

Pricing

Simple, transparent pricing

Start with a free trial. No credit card required.

Starter

Connect up to 2 banks

$3.99/month
Start Free Trial →
POPULAR

Plus

Connect up to 4 banks

$6.49/month
Start Free Trial →

Pro

Connect up to 6 banks

$8.99/month
Start Free Trial →

Included in every plan

Automatic bank sync & transaction import
Smart auto-categorization & rules
Budget tracking with alerts
Spending analytics & charts
Cash flow projection
Bill & subscription tracking
Custom payment reminders

Questions, answered

Is my financial data safe?+

Yes. Money Oracle connects through Plaid using bank-grade encryption, and your login credentials are never seen or stored by us. You stay in control of which accounts are linked.

Which banks are supported?+

Over 12,000 banks and credit unions across the US are supported via Plaid—including Chase, Bank of America, Wells Fargo, Capital One, Amex, and most major institutions.

How does the projection work?+

It combines your current balance, expected income, detected recurring bills, and your average monthly spending to forecast your balance up to a year out. You can adjust the inputs to test different scenarios.

Does it cost anything?+

Plans start at $3.99/month with a free trial—no credit card required. Starter connects up to 2 banks, Plus up to 4, and Pro up to 6. All plans include the full feature set: bank sync, budgets, projections, and more.

Money Oracle logo

Take the guesswork out of money.

Join the people who always know what's coming. Download Money Oracle and see your full financial picture today.